How much do I need for a down payment in Utah?

Conventional loans require 3–20% down. FHA loans require 3.5% with a 580+ credit score. VA loans require 0% down for eligible veterans. USDA loans are also 0% down for qualifying rural areas in Utah. On a $450,000 Utah home, a 5% conventional down payment is $22,500. Utah Housing Corporation also offers down payment assistance programs for qualifying buyers.

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